Surprises are great for birthdays and baby showers, but when it comes to your real estate closings, the last thing you want is a big surprise that’s going to hold up everything, increasing costs, anxiety and frustration.
At Security Title Insurance you can expect absolute dedication to your case. And that means any and all possible title problems will be solved, way before your closing date. It also means NO SURPRISES and quicker disbursements on closing day!
So, don't expect any surprises, unless it's about how smooth and professional the closing process can be!
Let's face it, the closing process can be stressful for most people, especially if it's not handled by someone with the right level of experience, professionalism and attitude. You want someone you can work with, who knows the business, fully-trained and certified on all the latest rules and regulations and experienced enough to foresee any possible problems and address them well before the closing date.
At Security Title Insurance, it's not only about being professional, accurate and fast, we believe great service starts with just being flexible and that means wanting to help make this easy for you, any way we can!
Many people believe Owners Title Insurance is not necessary, because Lender's Title Insurance will protect them, as well. If you have any questions we recommend you seek guidance from a qualified source.
The following text is an excerpt from the U.S. Consumer Financial Protection Bureau's website, updated 8/7/17.
Owner’s title insurance provides protection to the homeowner if someone sues and says they have a claim against the home from before the homeowner purchased it.
When you purchase your home, you receive a document most often called a deed, which shows the seller transferred their legal ownership, or “title” to their home, to you. Title insurance can protect you if someone later sues and says they have a claim against the home from before you purchased it. Common claims come from a previous owner’s failure to pay taxes or from contractors who say they were not paid for work done on the home before you purchased it.
Most lenders require you to purchase a lender’s title insurance policy, which protects the amount they lend. You may want to buy an owner’s title insurance policy, which can help protect your financial investment in the home.
You can usually shop for your title insurance provider separately from your mortgage. If you shop for title insurance, you may be able to save money. If you choose to buy owner’s title insurance, the total cost will usually be lower if you use the same provider for both the lender’s policy and the owner’s policy, compared to buying them separately.
Depending on the state where you are buying your home, your title insurance company may give you an itemized list of fees at closing, which may be different than what is shown on your Loan Estimate or Closing Disclosure. This does not necessarily mean you are being charged more.
Lender’s Title Insurance protects your lender against problems with the title to your property-such as someone like an unpaid contractor with a legal claim against the home. But, it only protects the lender! To protect yourself, you should strongly consider Owner’s Title Insurance.
We're confident you won't find a better deal for Title Insurance than what we offer.
But remember, it's not just the price. Far more important is to
make sure you go with a company with a solid reputation and experience to match, who understands the laws and what what to look for when doing title research. Security Title Insurance can provide you with that peace of mind.
I am the owner and sole operator of the Security Title Insurance Agency, Inc. (Or, Security Title Insurance, for short, Security Title, for even shorter!)
I've been conducting closings, title exams and issuing insurance policies for 40 years. There's not much out there I have not seen or been able to correct so the you can close with clean title. And you can expect ME to be doing the work because I am Security Title Insurance and therefore the only one you'll be working with! Which is also how I'm able to guarantee the quality of my work and offer such a low price! You simply won't find a better offer!
I am looking to work with only the most discerning loan officers and realtors that want the BEST service possible for their client.
I can get a closing done within a day if need be. I record and disburse immediately and you get your money faster. There are no last minute title glitches and your files do not get forgotten about. That's because you get MY personal service because I am the only person you deal with!
I am available 24/7 as real estate is not a 9-5 job.
I speak to many investment groups/clubs about title issues and I am called upon when others get stumped trying to solve a closing problem. Also, I am a qualified expert witness in the courts of Virginia.
Security Title Insurance is a full service title agency, not affiliated with or controlled by any bank, realty agent, lender, or builder. Locally owned and operated to serve Virginia with courteous service and friendly closings.
Another excellent settlement today at Security Title. It's so seldom that you find both the technical expertise you...
Look no further! You've found the best of the best. Thanks, Debbie!
Debbie is awesome. Our two transactions with her went so smooth and it was all do to her knowledge, experience and gracious attitude. Thank you Debbie for your support.
We have been in the real estate business for over 16 years and Security Title Insurance Agency, is by far the best one...
My company has worked with Debbie Edenhart as one of our preferred closing companies since 1986 when she worked with Tim Cope. During that time and more recently as Security Title Insurance Agency, Inc. Debbie has always provided first class service to our clients as well as a willingness to go the extra mile to make the transactions smooth for all parties. Debbie’s knowledge of the industry is well known and she continues to provide my office with updates to regulations, policies and procedures that keep us informed of changes to our industry that will impact our clients.
I highly recommend Debbie and Security Title to anyone that needs a first class closing firm.
I am a REALTOR working in the Northern Virginia market. I have utilized the services of several different Title companies in the past, but was never fully satisfied with the service received by either my clients or me, until I met Debbie Edenhart. The personal service Debbie provides to all her clients is not typical of standard Title companies. She goes above and beyond the normal expectations in her work to ensure that transactions are complete and detailed. Moreover, Debbie provides ongoing communication regarding transactions and is highly accessible, both of which are extremely important to any REALTOR. Debbie is always my first, and only choice, when a client asks for a Title company referral.
Dottie Greco Realtor, Allison James Estates & Homes